Programs and Regulations

As Georgia’s premier provider of student financial aid and educational services, we administer a variety of programs to help gain postsecondary training, certifications and degrees.

Scholarships: Money for college that does not have to be repaid. Awards may be based on past academic performance, special areas of study, academic excellence or other criteria. Example: Zell Miller Scholarship 

Grants: Money available for college that does not have to be repaid. Awards may be based on financial need, past academic performance, service to the community or special areas of study. Example: HOPE Grant

Student Loans: Unlike a grant, a loan must be repaid. Loans should be used primarily to meet a gap in your educational cost (tuition, room and board, textbooks). Usually, students begin paying back their loans at the end of a grace period that begins once they have completed their education. Example: Student Access Loan (SAL)

Service-Cancelable Loans: Student loans that will not have to be repaid if certain conditions are met, such as working in a particular field or military service. Example: Scholarship for Engineering Education for Minorities (MSEE)

Military Programs: Money available for college that does not have to be repaid if certain conditions are met such as military service. Example: Georgia Military College State Service Scholarship