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As part of our mission to increase access to postsecondary education, the Georgia Student Finance Commission has a variety of grants, loans and scholarships to help residents with the cost of a higher education.
For details about State Programs, including applications, visit GAfutures.
The Behavioral Health Professions Service Cancelable Loan program was created beginning with the 2023-2024 Award Year (State Fiscal Year 2024). The program assists students pursuing advanced degrees in qualified behavioral health profession programs at USG or private Eligible Postsecondary Institutions. Students may receive funds towards educational costs and in return agree to work in Georgia in an approved behavioral health profession for an opportunity to have a portion of the loan service cancelled for a maximum six years. To qualify, students must graduate with an approved degree, attain licensure or certification, and be employed full-time in an approved profession.
Dual Enrollment is a dual credit enrollment program for eligible high school and home study students, enrolled in 10th, 11th and 12th grades, who wish to earn high school and college credit for postsecondary coursework. Dual Enrollment funding is available during the fall, winter, spring and summer terms of the school year. Eligible students may receive Dual Enrollment funding up to the 30 semester or 45 quarter hours program Funding Cap. Dual Enrollment funding may cover the cost of standard undergraduate tuition, mandatory fees and a book allowance for a maximum of 15 semester or 12 quarter hours per term.
Georgia College Completion Grant (GCCG) was created beginning with the 2022-2023 Award Year (State Fiscal Year 2023) The grant assists eligible students experiencing a financial aid gap. The students must have completed at least eighty (80) percent of their credit requirements for an undergraduate major or program of study. Students must have an outstanding balance of direct cost with the institution for the term in which funds are sought. Students must complete a current year FASFA and meet the institutional eligibility requirements. The GCCG is available at University System of Georgia (USG), Technical College System of Georgia (TCSG) and nonprofit eligible private institutions based on funds allocated.
Georgia Military College (GMC) State Service Scholarship Loan Program is a service cancelable loan program created to provide outstanding students with a full two-year scholarship loan. The student must agree to serve in the Georgia National Guard for a period of four years to complete service repayment (two years while attending GMC and two years after graduation).
Georgia National Guard (GNG) Service Cancelable Loan Program provides financial assistance to eligible members of the Georgia National Guard to be used towards the cost of tuition for undergraduate and graduate programs at an eligible postsecondary institution. The student must agree to serve in the Georgia National Guard for a period of two years to complete service repayment. The purpose of the program is to encourage qualified individuals to join the GNG and retain skilled citizens within the state.
Public Safety Memorial Grant provides assistance to the dependent children of Georgia public safety officers (law enforcement officers, firefighters, emergency medical technicians, paramedics, highway emergency response operators (HERO) and prison guards) who were permanently disabled or killed in the line of duty. Funds may be used toward the cost of attendance at eligible colleges or universities in Georgia.
Helping Educate Reservists and their Offspring (HERO) Scholarship provides financial aid assistance to qualifying Georgia National Guard or United States Military Reservists, their spouses, and dependent children who seek a postsecondary education. Eligible applicants were deployed overseas on active duty service, on or after February 1, 2003, to a location designated as a combat zone.
The Georgia Medical Examiner Loan Repayment Program was created beginning with the 2023-2024 Award Year (State Fiscal Year 2024). The purpose of the repayment program is to recruit and retain licensed physicians as full-time Medical Examiners with the Georgia Bureau of Investigation (GBI). Qualified Medical Examiners may receive up to five years of student loan repayment for five years of employment with the GBI’s Division of Forensic Science.
The HOPE Career Grant is available to HOPE Grant-qualified students who enroll in select majors specifically aligned with industries in which there are more jobs available in Georgia than there are skilled workers to fill them. These industries have been identified as strategically important to the state’s economic growth.
Georgia's HOPE Scholarship is available to Georgia residents who have demonstrated academic achievement. The scholarship provides money to assist students with a portion of the tuition cost at a HOPE Scholarship eligible college or university. The HOPE Scholarship has program eligibility requirements, academic requirements, and a length of eligibility.
Georgia's HOPE Grant (a separate program from the HOPE Scholarship) is available to Georgia residents who are working towards a certificate or diploma (continuing education programs are not eligible) at an eligible college or university in Georgia.
The HOPE High School Equivalency Examination Grant Program (HSE) is available to Georgia residents to assist with the cost of a state approved High School Equivalency examination through the Technical College System of Georgia. Eligible persons must complete TCSG’s required HSE application, precertification and seat for a state approved HSE examination.
Tuition Equalization Grant (TEG) provides grant assistance toward educational costs to Georgia residents enrolled at an eligible private college or university. Students must be enrolled full-time in an undergraduate program of study leading to an undergraduate degree.
The Inclusive Postsecondary Education Grant (IPSE) was created beginning with the 2023-2024 Award Year (State Fiscal Year 2024). The grant provides assistance for students with qualifying intellectual and developmental disabilities towards the cost of an approved IPSE program. Student must be enrolled at a University System of Georgia (USG) or Technical College System of Georgia (TCSG) institution’s approved IPSE program.
Scholarship for Engineering Education (SEE) Program provides financial assistance to Georgia residents attending an eligible private postsecondary institution (Mercer University) and enrolled in an engineering program of study approved by the Engineering Accreditation Commission of the Accrediting Board of Engineering and Technology (ABET). The purpose of the program is to attract and increase the number of qualified engineers in Georgia. In return, students agree to work for a period of time after graduation in an engineering-related field in Georgia.
Student Access Loan (SAL) Program is a one percent (1%) interest loan program designed to assist undergraduate students enrolled at an eligible public, private or technical college or university who have a gap in meeting their educational costs. Students who attend an eligible USG or private postsecondary institution have a maximum annual limit of $8,000 and have service cancellation options available to those who work in select public service sectors or STEM fields. Students who attend an eligible TCSG postsecondary institution have a maximum annual limit of $3,000 and have a loan discharge option available to those who graduate from their program of study, for which the loan was received, with a minimum 3.50 cumulative postsecondary grade point average.
University of North Georgia (UNG) Military Scholarship Loan Program is a service cancelable loan program that provides full scholarships to enable outstanding Georgia students, interested in pursuing a military career, to attend the University of North Georgia. Loan recipients agree to serve in the Army National Guard for eight years (four while enrolled at UNG and four after graduation).
University of North Georgia ROTC Grant and ROTC Grant for Future Officers provides grant assistance toward the cost of education by encouraging Georgia residents to attend the University of North Georgia and participate in the Reserve Officers Training Corps (ROTC) program and promotes students to military leadership positions upon graduation.
REACH Georgia is the State of Georgia’s first needs-based mentorship and college scholarship program, launched in 2012 as a key component of the state’s Complete College Georgia Initiative. REACH (Realizing Educational Achievement Can Happen) Georgia’s mission is to ensure that Georgia’s low income, academically promising students have the academic, social, and financial support needed to graduate from high school, access college, and achieve postsecondary success.
Georgia's Zell Miller Grant is available to Georgia residents who are working towards a certificate or diploma at a Technical College System of Georgia (TCSG) or University System of Georgia (USG) institution.
Georgia's Zell Miller Scholarship is available to Georgia residents who have demonstrated academic achievement. The scholarship provides money to assist students with the tuition cost of attending a Zell Miller Scholarship eligible college or university.